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About

MasterCard Black

Elevated Access. Exceptional Privileges.

Enjoy premium purchasing power, travel privileges, exclusive rewards and enhanced protection with the Fidelity Mastercard® Black Credit Card designed for those who expect more.
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MasterCard Black: Exclusive Benefits & Privileges

MasterCard Global Service

MasterCard Global Service provides emergency card-related assistance, anytime, anywhere, via one toll-free phone call.

Yes

Concierge

Concierge Service provides personal assistance 24/7/365 to fulfill every cardholder request resourcefully, efficiently and, often, with a little touch of magic. We provide global and local service, allowing us to offer all types of assistance, tailored to each cardholder’s specific needs, with restaurant reservations, special experiences arrangements, entertainment information and booking, and referrals among others.

Yes

Mastercard Travel Services

Receive upgrades*, free breakfast, early check-in/late check-out* and special amenities at 1300+ 4 and 5 star hotels & resorts worldwide. Plus, exclusive savings and benefits on car rentals, air, tours and cruises.

Yes

Mastercard Airport Experience

The Mastercard Airport Experience, provided by LoungeKey, delivers affluent cardholders the opportunity to relax, refresh and escape the common airport headaches as they wait for their flight.

Yes

Purchase Protection

Purchase Protection provides reimbursement for theft and/or accidental damage of purchased of the covered items. The covered purchase must be paid in full with the Mastercard Credit Account.

Up to US$ 5,000 per occurrence / US$ 20,000 per 12 months, up to 90 days after the covered purchase.

Extended Warranty

Extended Warranty provides extended coverage on the terms of the original manufacturer’s warranty on covered purchase up to 1 full year after both the original or store brand warranty plus the optional warranty coverage period ends, not to exceed 3 years. The covered purchase must be paid in full with the Mastercard Credit Account.

Up to US$ 2,500 per occurrence / US$ 5,000 per 12 months

ATM Robbery and Assault Protection

ATM Robbery & Assault Protection replaces stolen cash and/or provide benefit in case of death during an assault while using your Mastercard credit card at an ATM.

Stolen Cash coverage up to US$ 1,000 / US$ 3,000 per 12 months. Accidental Death coverage US$ 10,000

Travel Assistance Service

Travel Assistance Services provides pre-trip destination information, emergency medical and legal referrals, tracing of lost luggage, and more.

Yes

MasterRental

MasterRental pays for damages to a rental vehicle due to collision, theft, accidental fire and vandalism when the cardholder initiates and pays for the entire rental transaction with a Mastercard card and declines CDW/LDW from rental company.

US$ 75,000 coverage (Worldwide) up to 60 consecutive days

MasterAssistTM Plus

MasterAssist Plus reimburses medical expenses, hotel convalescence, emergency family travel costs, and more. Trip must be paid in full with the Mastercard credit card. Medical expenses apply only internationally.

No

MasterAssistTM Black

MasterAssist Black includes everything MasterAssist Plus covers, and also covers emergency medical travel to home country and cash for hospital charges. Trip must be paid in full with the Mastercard credit card. Medical expenses apply only internationally.

Cardholders, spouse, domestic partner, and dependent children covered up to 60 consecutive days. Medical Expenses: up to US$ 150,000, other benefits available at different limits.

Trip Inconvenience

Trip Inconvenience provides coverage for delayed offered on a primary basis or cancelled trips before they commence with coverage in excess of common carrier’s liability coverage. Trip must be paid in full with the Mastercard credit card.

Trip Cancellation up to US$ 3,000. Trip Delay up to US$ 200 (over 4 hours).

Luggage Protection

Luggage Protection reimburses Insured persons when luggage they check in for travel on a common carrier is delayed or lost. Trip must be paid in full with the Mastercard creditcard assistance to locate lost luggage is also available.

Lost Luggage up to US$ 3,000. Delayed Luggage up to US$ 600 (over 4 hours). Coverage is offered on a primary basis

Mastercard Travel Rewards

Mastercard Travel Rewards offers exclusive offers to Platinum and Black travelers at selected stores in 11 destination countries around the world.

Yes

Mastercard Travel & Lifestyle Services

Enjoy preferential treatment and perks such as upgrades, early check-in/late check-out, and complimentary breakfast in more than 4,000 of the best hotels in the world. Our Hotel Mastercard Hotel Guarantee and Lowest Rate Guarantee gives you the peace of mind you need on your vacation.

Yes

Flight Delay Pass Services

With your Mastercard Platinum Flight Delay Pass you can enjoy unlimited access to more than 1,100 VIP Lounges in over 600 airports around the world, if your flight is delayed more than an hour and a half. Complimentary breakfast in more than 4,000 of the best hotels in the world. Our Hotel Mastercard Hotel Guarantee and Lowest Rate Guarantee gives you the peace of mind you need on your vacation.

No
About

Pre-Qualify for Exclusive Benefits

Experience more from every journey with premium travel rewards, valuable annual credits, and exclusive benefits at thousands of luxury hotels and resorts worldwide. Enjoy greater value on airfare, hotels, dining, and more - all designed around the way you travel.

Pre-Qualify Now

24/7/365

Personalized Concierge Service

1,300+

4 & 5-Star Hotels & Resorts Worldwide

1,100+

VIP Airport Lounges Worldwide

$5,000

Purchase Protection per Occurrence

1 YEAR

Extended Warranty Coverage

$75,000

Worldwide Rental Vehicle Coverage

$150,000

International Medical Coverage

$3,000

Trip Cancellation Protection

Fidelity Bank Mastercard Black Card fee Guide

Balance Transfer Interest Rate Annual Interest Rate Purchase Annual Interest Rate Cash Advance Annual Interest Rate Revolving Balance Membership Fee Additional Cardholders Fee Cash Advance Fee
16% 16% 16% 16% $320.00 $165.00 3.30% or $11.00 whichever is greater
Quasi Cash Advance Fee Late Fee Over limit Fee Dispute Fee Service Charge Credit Report
3.30% or $11.00 whichever is greater $33.00 $33.00 $27.50 $27.50 $44.00
MasterCard Global Service
Concierge
Mastercard Travel Services
Mastercard Airport Experience
Purchase Protection
Extended Warranty
ATM Robbery and Assault Protection
Travel Assistance Service
MasterRental
MasterAssistTM Plus
MasterAssistTM Black
Trip Inconvenience
Luggage Protection
Mastercard Travel Rewards
Mastercard Travel & Lifestyle Services
Flight Delay Pass Services

Cardholder Agreement

FIDELITY BANK (BAHAMAS) LIMITED