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Personal Loan

Personal Loan

Fidelity's Personal Loans

Loans are often a relatively long term commitment. As such, committing to a personal loan should not be done without much thought. At Fidelity Bank, we are committed to ensuring that our customers borrow responsibly. So, before you commit to a personal loan, we encourage you to ask yourself the following questions:

  • Do I really need a Personal Loan?
  • Is the loan for something I need or something that is just nice to have?
  • Is the need immediate or can it wait until I've saved enough to pay for it?

Once you have honestly answered these questions and you are satisfied that you are in need of a Personal Loan, you should then think about the amount you need to borrow and how much you can comfortably afford to pay back each month. Take a careful look at your budget - what you earn versus what you spend in expenses. You should only borrow what you need for the intended purpose. Borrowing more than you need could mean that you'll pay more in interest. This means you have less to save.

 

Fidelity's Personal Loans

 

We want to help you meet your needs through a Personal Loan. We make the process quick and easy with a very short turnaround time. Plus our Personal Loans have a built in savings plan!

 

Here is what you need to apply*:

 

  • Valid Photo ID
  • Valid National Insurance Card
  • Recent Utility Bill (within last six months)
  • Recent Pay Stub (within last six months)

*Additional information may be required.

 

Call us today to make an appointment, 356-7764.