:root{
--o1:#F7941D; --o2:#F26B21; --o3:#D9501C; --o-tint:#FFE8D6;
--paper:#FFF8F2; --surface:#FFFFFF; --ink:#2A1F19; --ink-2:#6A5649; --line:#EFDDCF; --rail:#FFF1E5;
--display:"Sora","Trebuchet MS",Arial,sans-serif;
--body:"Open Sans","Segoe UI",Helvetica,Arial,sans-serif;
color-scheme:light; box-sizing:border-box;
padding-top:env(safe-area-inset-top,0px); padding-bottom:env(safe-area-inset-bottom,0px);
}
*,*::before,*::after{box-sizing:inherit}
html{scroll-padding-top:calc(env(safe-area-inset-top,0px) + 20px);scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.6 var(--body);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:3px solid var(--o1);outline-offset:2px}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
h1,h2,h3,h4{font-family:var(--display);margin:0;line-height:1.15;color: #2A1F19;}

/* ---------- Hero: the card's orange slice, full bleed ---------- */
.hero{position:relative;color:#fff;overflow:hidden;width:100%; background:linear-gradient(115deg,var(--o3) 0%,var(--o2) 45%,var(--o1) 100%)}
.hero .rings{position:absolute;
    /* right:-13%;
    top:80%;
    width:min(980px,90vw); */
    right: -2%;
    top: 50%;
    width: min(490px, 90vw);
    aspect-ratio:1;
    transform:translateY(-50%);
    pointer-events:none;}
.hero .rings img{
    /* transform: rotate(-90deg);  */
    opacity: 0.2;
}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:40px;padding:56px 0 150px}
.crumbs{font-size:12px;opacity:.85;margin:0 0 28px}
.crumbs a{text-decoration:none}.crumbs a:hover{text-decoration:underline}
.hero h1{font-size:clamp(44px,6.4vw,84px);font-weight:800;letter-spacing:-.035em;line-height:.95;color:#fff;}
.hero h1 span{display:block;font-weight:500;font-size:.42em;letter-spacing:-.01em;margin-bottom:14px;opacity:.95}
.hero .intro{max-width:46ch;font-size:16px;margin:24px 0 30px;opacity:.95}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 26px;border-radius:999px;font:600 14.5px var(--body);text-decoration:none;cursor:pointer;border:2px solid transparent}
.btn.white{background:#fff;color:var(--o3)}
.btn.white:hover{background:var(--ink);color:#fff}
.btn.line{border-color:rgba(255,255,255,.8);color:#fff;background:transparent;}
.btn.line:hover{background:rgba(255,255,255,.15)}
.btn.orange{background:var(--o2);color:#fff}
.btn.orange:hover{background:var(--o3)}
.ctas{display:flex;gap:12px;flex-wrap:wrap}
.stack{position:relative;justify-self:center;width:min(300px,80%);aspect-ratio:520/850}
.stack img{position:absolute;inset:0;width:100%;height:100%;border-radius:20px}
.stack .back{transform:translate(-22%,6%) rotate(-14deg);filter:brightness(.82) saturate(.9);opacity:.85}
.stack .front{transform:rotate(4deg);box-shadow:0 40px 60px -25px rgba(70,15,0,.6)}
@media (max-width:767px) {.crumbs{margin-top: 25px;}}

/* key figures, overlapping the hero edge */
.figures{position:relative;z-index:2;margin-top:-92px}
.figures .wrap{display:grid;grid-template-columns:repeat(4,1fr);background:var(--surface);border-radius:20px;box-shadow:0 24px 50px -28px rgba(90,30,0,.35);border:1px solid var(--line)}
.fig{padding:26px 28px;border-left:1px solid var(--line)}
.fig:first-child{border-left:0}
.fig b{display:block;font:800 clamp(28px,3vw,40px)/1 var(--display);color:var(--o2);letter-spacing:-.02em}
.fig span{display:block;margin-top:8px;font-size:13.5px;color:var(--ink-2)}

/* ---------- Group tiles ---------- */
.intro-sec{padding:84px 0 40px}
.sec-h{display:flex;justify-content:space-between;align-items:end;gap:24px;flex-wrap:wrap;margin-bottom:28px}
.sec-h h2{font-size:clamp(28px,3.4vw,44px);font-weight:700;letter-spacing:-.02em;max-width:20ch;color:#2A1F19;}
.sec-h p{margin:0;color:var(--ink-2);max-width:44ch}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.tile{display:grid;grid-template-columns:auto 1fr;grid-template-rows:auto auto 1fr;column-gap:14px;align-items:center;padding:20px;border-radius:18px;background:var(--rail);text-decoration:none;border:1px solid transparent}
.tile:hover{border-color:var(--o2)}
.tile .wheel{grid-row:1 / 3}
.t-name{font:700 19px var(--display)}
.t-cnt{font-size:12.5px;color:var(--o3);font-weight:500}
.t-txt{grid-column:1 / -1;margin-top:12px;font-size:13.5px;color:var(--ink-2);line-height:1.5}
.wheel path{fill:var(--o-tint);stroke:var(--paper);stroke-width:3}
.wheel path.on{fill:var(--o2)}
.wheel circle{fill:var(--paper)}

/* ---------- Benefits: sticky rail + rows ---------- */
.benefits{padding:30px 0 40px}
.grp{display:grid;grid-template-columns:280px 1fr;gap:48px;padding:44px 0;border-top:1px solid var(--line)}
.grp:last-child{padding-bottom: 0;}
.rail-in{position:sticky;top:calc(env(safe-area-inset-top,0px) + 24px)}
.rail h3{font-size:30px;font-weight:700;letter-spacing:-.02em;margin:18px 0 8px;color:#2A1F19;}
.rail p{margin:0 0 10px;color:var(--ink-2);font-size:14px}
.cnt{display:inline-block;font-size:12.5px;font-weight:500;color:var(--o3);background:var(--o-tint);border-radius:999px;padding:3px 10px}
.visa-card-row{display:grid;grid-template-columns:auto 1fr auto;gap:18px;padding:22px 0;border-bottom:1px solid var(--line)}
.rows .visa-card-row:last-child{border-bottom: 0;padding-bottom:0;}
.visa-card-row:first-child{padding-top:4px}
.visa-card-row::after,.visa-card-row::before{display:none;}
.r-ico{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:var(--o-tint)}
.r-ico svg{width:23px;height:23px;fill:none;stroke:var(--o3);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.r-body h4{font-size:18px;font-weight:500;margin:2px 0 6px;color:#2A1F19;}
.r-body p{margin:0;color:var(--ink-2);font-size:14.5px;max-width:66ch}
.r-body .muted{font-style:italic}
.r-val{text-align:right}
.pill{display:inline-flex;align-items:center;gap:6px;max-width:220px;text-align:left;font-size:12.5px;font-weight:500;line-height:1.35;color:var(--o3);background:var(--o-tint);border-radius:12px;padding:6px 12px}
.pill.yes{background:none;border:1.5px solid var(--o2);border-radius:999px}
.pill svg{width:14px;height:14px;fill:none;stroke:var(--o2);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;flex:none}
details{margin-top:10px;font-size:14px}
summary{cursor:pointer;color:var(--o3);font-weight:500;list-style:none;display:inline-flex;align-items:center;gap:8px}
summary::-webkit-details-marker{display:none}
summary::after{content:"";width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px);transition:transform .15s}
details[open] summary::after{transform:rotate(-135deg) translateY(-1px)}
.more{margin-top:10px;padding:14px 18px;background:var(--rail);border-radius:12px;color:var(--ink-2)}
.more h4{font:600 14px var(--body);color:var(--ink);margin:10px 0 4px}
.more h4:first-child{margin-top:0}
.more p{margin:0 0 8px}
.more ul{margin:0 0 8px;padding-left:18px}
.more li{margin-bottom:4px}
.fine{font-size:12.5px;color:var(--ink-2);margin:6px 0 0}

/* ---------- Visa Benefits app ---------- */
.appband{padding:40px 0 90px}
.appband .wrap{display:grid;grid-template-columns:auto 1fr;gap:56px;align-items:center;background:var(--ink);color:#fff;border-radius:28px;padding:48px 56px;overflow:hidden;position:relative}
.appband .wrap::after{content:"";position:absolute;right:-120px;bottom:-200px;width:460px;height:460px;border-radius:50%;border:40px solid rgba(242,107,33,.25)}
.phone{width:190px;aspect-ratio:9/18;border-radius:30px;background:#111;border:6px solid #3a3a3a;padding:14px 12px;position:relative;z-index:1;transform:rotate(-6deg)}
.phone .scr{height:100%;border-radius:18px;background:linear-gradient(170deg,var(--o1),var(--o3));padding:14px 12px;display:flex;flex-direction:column;gap:8px}
.phone .scr b{font:700 12px var(--display);color:#fff}
.phone .scr img{width:46%;border-radius:6px;margin:4px 0 8px;align-self:center;box-shadow:0 8px 14px -6px rgba(0,0,0,.4)}
.phone .bar{height:20px;border-radius:6px;background:rgba(255,255,255,.28)}
.phone .bar:nth-child(odd){width:80%}
.appband h2{font-size:clamp(26px,3vw,38px);font-weight:700;letter-spacing:-.02em;color:#fff;}
.appband p{opacity:.85;max-width:50ch;margin:12px 0 24px}
.app-ico{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--o2);margin-bottom:16px}
.app-ico svg{width:22px;height:22px;fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.stores{display:flex;gap:10px;flex-wrap:wrap;position:relative;z-index:1}
.store{display:inline-flex;align-items:center;gap:10px;min-height:48px;padding:6px 18px 6px 14px;background:#000;color:#fff !important;border:1px solid #6b6b6b;border-radius:10px;text-decoration:none;font:600 15px/1.1 var(--body)}
.store:hover{border-color:var(--o1)}
.store svg{width:22px;height:22px;fill:none;stroke:#fff;stroke-width:1.7;stroke-linejoin:round}
.store small{display:block;font-size:10px;font-weight:400;opacity:.85}
@media (max-width:980px){
    .appband {
        padding: 40px 0 40px;
    }
}

/* ---------- Apply + agreement ---------- */
.apply{background:var(--rail);padding:80px 0}
.apply .wrap{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}
.apply h2{font-size:clamp(28px,3.4vw,44px);font-weight:700;letter-spacing:-.02em;max-width:20ch}
.apply p{color:var(--ink-2);max-width:56ch;margin:14px 0 0}
.agree{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;grid-column:1 / -1;margin-top:28px;padding:22px 26px;border-radius:16px;background:var(--surface);border:1px solid var(--line)}
.agree h3{font-size:20px}
.agree p{margin:2px 0 0;font-size:13px}
.agree a{font-weight:500;color:var(--o3)}
@media (max-width:980px){
    .apply {
        padding: 40px 0;
    }
}

/* ---------- Responsive ---------- */
@media (max-width:1599px){
    .hero .rings{
        width: min(340px, 90vw);
    }
}
@media (max-width:1199px){
     .hero .rings{
        width: min(340px, 90vw);
    }
}
@media (max-width:980px){
    .tiles{grid-template-columns:1fr 1fr}
    .grp{grid-template-columns:220px 1fr;gap:32px}
    .hero .rings{
        width: min(280px, 90vw);
    }
}
@media (max-width:760px){
.hero .wrap{grid-template-columns:1fr;padding:32px 0 130px;gap:36px}
.stack{width:58%;order:-1}
.hero .rings{
        top: 25%;
        width: min(250px, 90vw);
    }
.figures .wrap{grid-template-columns:1fr 1fr}
.fig:nth-child(3){border-left:0}
.fig:nth-child(n+3){border-top:1px solid var(--line)}
.tiles{grid-template-columns:1fr}
.grp{grid-template-columns:1fr;gap:20px}
.rail-in{position:static;display:grid;grid-template-columns:auto 1fr;column-gap:16px;align-items:center}
.rail-in .wheel{width:64px;height:64px;grid-row:1 / 3}
.rail h3{margin:0;font-size:24px}
.rail p{grid-column:1 / -1;margin-top:10px}
.rail .cnt{justify-self:start}
.visa-card-row{grid-template-columns:auto 1fr}
.r-val{grid-column:2;text-align:left}
.appband .wrap{grid-template-columns:1fr;padding:36px 24px;border-radius:20px}
.phone{width:150px;justify-self:center}
.apply .wrap{grid-template-columns:1fr}
}

@media (max-width:1199px){
    .stack{
        width: min(240px,80%);
    }
}
@media (max-width:980px){
    .stack{
        width: min(300px,65%);
    }
}
@media (max-width: 576px) {
    .hero .rings {
        top: 22%;
        width: min(197px, 90vw);
    }
}
body:has(.visa-business-page) #back-top i {
    margin-top: 0;
}