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Loans

Loans

We Have A Solution For You!

A key component of a healthy financial future is smart borrowing. Loans are often a relatively long term commitment. As such, committing to a personal loan should not be done without much thought. At Fidelity Bank, we are committed to ensuring that our customers borrow responsibly. So, before you commit to a personal loan, we encourage you to ask yourself the following three questions:

 

  1. Do I really need a Personal Loan?
  2. Is the loan for something I need or something that is just nice to have? 
  3. Is the need immediate or can it wait until I have saved enough to pay for it?

 

Once you have honestly answered these questions and you are satisfied that you are in need of a personal loan, you should then think about the amount you need to borrow and how much you can comfortably afford to pay back each month. Take a careful look at your budget, what you earn versus what you spend in expenses. You should only borrow what you need for the intended purpose. Borrowing more than you need could mean that you'll pay more in interest. This means you have less to save. 

 

Fidelity Bank's Personal Loans 

Fidelity can help you stay ahead of your goals with a loan that has been tailored to suit your circumstances. No matter what your need, we are willing to work with you to create a package that will allow you to accomplish your goals.

 

Whatever your needs are, our qualified Personal Banking representatives have the experience and expertise to assist you.

 

Applying for any loan can sometimes be an intimidating experience, especially if you are borrowing for the first time. At Fidelity Bank, we believe that borrowing should be a simple, pleasant and rewarding experience, one you will want to repeat.

 

Consumer Loans

  • Personal
  • Goods & services
  • Auto

 

Real Estate Loans 

  • Residential
  • Home Improvement
  • Construction
  • Commercial

 

Here is what you need to apply*:

  • Valid Photo ID
  • Recent Utility Bill (within last six months)
  • Recent Pay Stub (within last six months)

*Additional information may be required. 

 

Call us today to make an appointment, 949-7822.